LegalTerms

Terms of use.

Last updated 12 November 2026

These terms cover this website, the app at /app and the public interfaces to the Mosaec contracts. Using them means you accept these terms.

  1. 01Testnet software

    Mosaec currently runs on NEAR testnet only. Test ZEC and test USDC have no value and can be reset. Mainnet is not live.

  2. 02You hold your keys

    Mosaec never holds your keys or signs for you. Every transaction is built in your browser and signed in your own wallet. You are responsible for what you sign.

  3. 03Provided as is

    The site, app and contracts are provided as is, without warranty of any kind. To the extent the law allows, the Mosaec team is not liable for any loss from using them, including lost coins, failed transactions or wrong data on a page.

  4. 04Read the risks

    A pawn can end with the borrower losing the coins or the lender holding coins worth less than the loan. The Risks page explains how.

  5. 05Fair use

    • No use that breaks the law where you live, including sanctions law.
    • No attacks on the site, the API, the faucet or other users.
    • Found a bug in a contract? Report it to security@mosaec.finance before you publish it.

  6. 06Open source

    The code is published at https://github.com/youvandra/mosaec under its licence. These terms cover the hosted site and app, not your own copy of the code.

  7. 07Changes

    We may update these terms; the date at the top changes when we do. Questions: support@mosaec.finance.